The architects of the financial crisis (II): deregulation and “shenanigans” financial

The result is a “natural order” but a regulation for the rich and powerful In the first part of his analysis, Professor Juan Torres Lopez criticized the disinformation of the citizen as a management courses condition necessary to be given the current economic circumstances. Furthermore, dismounting the figure of the “market” as the entity to which to attribute the progress of the economy. In this second part discusses the role of deregulation and the financial shenanigans institutionalized by the Bush administration in the U.S., among others. As I explained in other articles, what has happened in recent times school rankings is that banks around the world and major investors have developed a business school feverish speculative activity around financial products that have very special characteristics. Opacity The first is its opacity because almost nobody really knows who they business schools are or where they are or who have them at all times, since business administration moving too quickly, without having anything to do with real economic transactions. Where are reflected ‘The second is that were not adequately reflected in the accounts of banks and companies that invest directly or indirectly on them. High-risk The third risk is enormous, precisely because they rely on highly volatile and subtle operations. The hold funds and investments, all managed by is the founder and managing member of Roslyn, N.Y.-based school of management Interested Descontrol The fourth is the lack of control that are subject to two main reasons. First, because central banks have been turning a blind eye as long as investors make money. On the other, because their risk rating depends on specialized companies at the same time, are very involved in the business and who were not interested in showing the true and dangerous nature of these products. The deregulation All these circumstances are the result of the “financial deregulation”, ie the disappearance of school of business rules for regulation and control of financial markets that has occurred in recent years. The deception a “deregulation”, incidentally, is not it, because there are no set rules, everyone can do as it pleases is itself a distance learning standard but, so talk of “deregulation” is also fool people. The reverse: strong regulation is made to believe that this is done to return things to market its natural state when in fact it continues to regulate with great force, only now in a powerful field that freely their respects. Breeding ground and it is precisely this rule that financial markets worth all that has caused the current crisis, in addition occur in a context already prone to financial crises. New regulation neoliberal In particular, this new neo-liberal regulation of international finance has been that established a new way of doing banking business and has a very direct relationship with the current crisis directly from the United States (unlike the previous graduate school originated in weakest link in management school the chain, in business degree Asia, Mexico, Russia …). Bush’s reforms I am talking about legal changes enabling President Bush several years ago in relation to company business accounts and allowed large investors, corporations and banks to manipulate their profit and loss figures to continue investing tirelessly on these financial products as profitable but at the same time as uncertain and risky. These legal changes have consequences in turn had two consequences.

SMEs in software and services sales increased by 32 in 2007

The part time jobs CESSI presented the first data collected by the Foundation Center OPSSI part time and SMEs, on the current situation and prospects of SMEs in software and IT services . Export capacity, employment generation and commitment to investment are factors identified in staff this sector in the ICT industry. management jobs Buenos job search Aires, April 2008 .- The agencies Chamber of Software and Information Services agency (CESSI) presented data from the first market research of the Permanent Observatory of the Software Industry and Information Services (OPSSI) on the current situation and prospects for SMEs in software and services. During the seminar, which was performed in the framework of the 5th annual conference of the SME Observatory Foundation (POF), were present Vincent Donato, Director of the FOP, and Miguel A. Calello, President of the CESSI. According to Mario Sosa, Director of the Center, ‘The business sector SMEs are very young. 40 sales jobs of them started their operations after 2002 and only 14 did so before 1991. However, it is a sector very early as consultants it is noted that most of these companies are companies incorporated either anonymous or limited. The sector’s export capacity, his responsibility in generating employment and its commitment to investment, are key factors are the leading role of SMEs in this industry ‘. Moreover, it found that “companies that receive benefits of law is a dynamic software even higher given that increasing turnover, occupancy and exports well above average ‘. He also noted that ‘remains the subject of the most worrying HR and secondly the increase in human resources costs above the price that causes a reduction in the rate of return. ” The research jobs in data collected by the OPSSI showed that: – 83.2 of SMEs investing in the sector. – 26.7 of SMEs are attached to the Law of Software and receive its benefits. ?CEO and Corporate Director Recruiter is now the director of AirClic – 32.4 increase in sales of SMEs. – 15.9 more occupancy of human resources within SMEs. – 59 of SMEs export, and a large proportion of them did so regularly to countries throughout the world. Source: Communications and Mazzalan CESSI.

Try Yoga To Get Some Sleep

Yoga can help alleviate many symptoms of insomnia, through physical exercises, relaxation and meditation, and breathing techniques. There are many ways that yoga can contribute to a person suffering from insomnia, as it has many different benefits for sleep. Because yoga stimulates the nervous system, and particularly the brain, will help in enhancing the quality of sleep. And the practice of yoga through various postures helps increase blood circulation to the sleep center located in the brain, thus normalizing the sleep cycle. Yoga for insomnia is a wonderful way to alleviate the sleepless nights, and also helps eliminate toxins from the body, rejuvenates the whole body. Finally, routines of breathing allows more oxygen in the body, clearing the mind of any thoughts disturbed. It is believed that, on average, if a person take a minute to yoga, this will induce a minute sleepless person – thus seen, is an exceptional investment of our time. In recent months, Peter A. Levine PhD has been very successful.

Yoga for insomnia can also cause a person to fall asleep much more quickly and improve sleep quality, and ensure that you do not need so many hours of sleep. Sleep is more relaxed due to the impact of yoga and the subsequent reduction in our levels of stress and fatigue. Yoga for insomnia makes us willing to wake up the next morning with a feeling of complete rest and ready for everything, instead of wanting to continue sleeping in bed. Yoga for insomnia can also help by relaxing physical exercises, breathing techniques and relaxation that, overall, promoting regular and restful sleep without the need to resort to pills for sleep, which can interfere with the natural sleep cycle of the body. Those who find difficulty in falling asleep or staying asleep can try a relaxing yoga sequences deep meditation, lying down for half an hour before bedtime, which promotes a pleasant dream. This helps to stop our mental conversations for several minutes and gives the mind needs rest, stopping the continuous process of thinking about our ideas, memories and anxieties, since it is impossible to stop this process so that often keeps us unable to sleep. The daily yoga for insomnia can also lessen other symptoms of insomnia, and physical exercises that also help stretch and relax your muscles, help to reduce fatigue and stress, maintaining our physical system at peak levels of health. Terry Roberts is a professional translator and linguist, with a variety of interests.

7 Important Steps You Should Know To Stay Fit

How I can remove abdominal fat? It is not easy, but simple. Just like getting up at 4am to run, it is not easy but it is very simple. This article will give you seven of the best steps to remove abdominal fat, so you can have a flat belly and a sensual body. No need to get up at 4am. This is not a requirement to lose abdominal fat. Below are the seven steps to lose fat. Further details can be found at Peter A. Levine PhD, an internet resource.

You can print or write on paper, do not rely on memory, unless you’re a burner with legs. 1 – Make a schedule of exercises and follow them hard This is a very important step. Perhaps you’re thinking “I know that,” but do we really know? I really know something when you put it into practice. It’s like saying “I know how marketing works, purchasing cheap to sell dear.” That may be correct, the worse is just one strategy, in addition, if you’ve never done it yourself, do not really know how it works. Make an exercise schedule and stick to it no matter what.

2 – Save and keep a record of your Progress If you do not do this, how do you know if you’re making progress? Keep a record of your progress and motivate you to learn to keep losing abdominal fat. Use a tape from the day you start and measure your body parts in specific periods, and points to the results. 3 – Every time you open your mouth to eat – Take a second to think think “Is this what I want to convert?”. Do you really want to be a person who eats candy and drinks cola sodas? What will the results of it? 4 – Search Tips If you think you are weak, most likely, yes you are. If you are overweight, elderly, frail, physically unstable, or mentally unstable, it is best to consult a doctor first. 5 – Find a training partner Looking for someone who wants to get fit, stay fit and committed to a change for life. Look for them if you go to the gym or wherever you workout. It will be the best decision you will make. Having a workout buddy is great, makes that training is not boring because you can talk, help each other, motivate and share information about losing abdominal fat. 6 – Get a coach I refer to a different kind of coach. Get pictures of people who have a sculpted body to motivate you. It is a great motivator when you see them and like they’re watching you too. You feel as if you were supervising. 7 – Get the right information is not an easy task. Not everyone knows what he is doing in this field, so it’s important not to get carried away by everything you say. –

More On Allergies

In addition, generally a person does not inherit a particular allergy, but only a tendency to have allergies. Learn more on the subject from Prevent and Reverse Heart Disease. However, a small number of children have allergies though in no other family member who is allergic. And if a child is allergic to a substance, it is likely it will do is to others. What causes allergies? When your body is overreacting to things that do not cause problems to most people you have one. These things are called allergens.

Sometimes used the term hay fever to describe an allergic reaction to allergens in the air. The overreaction to the allergens your body is what causes the symptoms. See the list of symptoms in the table below. What are the most common allergens? Pollen from trees, grasses and weeds. Those that occur in the spring (late April and May) are often due to tree pollen. Allergies that occur in the summer (late May to mid July) are often caused by grass pollen. Allergies that occur in the fall (late August until the first frost) are usually caused by a ragweed. Moho.

Mold is common where water tends to collect, such as shower curtains in the window frames and basements wet. Can also be found on the trunks of decaying wood, hay, mulches, commercial peat moss, compost piles and leaf litter. This allergy is usually worse during humid and rainy. Animal dander. Both pieces of skin and hair of animals are allergens. You may be exposed to dander when handling an animal or from house dust that contains dander. Powder. Many allergens, including dust mites are present in the dust. Dust mites are tiny creatures found in bedding, mattresses, carpets and upholstered furniture. These creatures feed on dead cells and other things found in house dust. How I can avoid allergens? Pollens. Take a bath or shower before bed to remove pollen and other allergens in your hair and skin. Avoid going outside, especially on dry days, windy. Keep windows and doors shut, just use an air conditioner at home and in your car. Moho. You can decrease the amount of mold in your home by removing houseplants and by frequently cleaning shower curtains, windows, bathrooms, damp walls, areas with rotting wood that is dry and trash cans inside your home. Use a mixture of water and bleach (sodium hypochlorite) to kill mold. Not carpet bathrooms or other damp rooms and use mold-proof paint instead of decorative paper for walls. Reducing the humidity in your home to 50% or less can also help. Animal dander. If your allergies are severe, you may need to get rid of their pets or at least keep them outside the house. Cat dander or dog is often present in house dust and it takes four or more weeks to go away, therefore, an experiment to take your pet outside of your home for a short time may not help. How are allergies? Specific treatment for allergies will be determined by your physician based on: your age and overall medical history. That extent of the allergic. Its specific tolerance. Expectations for the course of the allergic. Your opinion or preference. The three most effective ways to deal with are avoidance, immunotherapy and medication. That fight drug allergies For more information visit All information we provide is general in nature, remember that this information alone can not replace the health care or human services you may need. Only provide a service and reference information, please consult your health care professional who treats you about any concerns you have about your own health.

Excess Fat

Excess abdominal fat is a byproduct when the weight is too much, because it is rare to see someone with a big belly and not have problems with obesity. Obesity has become a deadly pest of the century and occurs in many countries worldwide, in some cups reaches almost 40%. This translates into hundreds of millions of dollars a year, lost in the economy and many other medical expenses from conditions related to obesity. Obesity is a medical term given to a condition where the body stores fat to the point that it becomes a health hazard. There are many ways in which people accumulate excess fat and therefore also in the abdomen.

One of the main reasons to accumulate abdominal fat is with a diet high in calories, with emphasis on fast food. Fast food has become very common in many countries because many people do not have time to buy food and prepare themselves. This is essentially because the structure socio-economic functions of demand many people in the time and when they get home, they are so tired to also have to cook. Hear other arguments on the topic with Peter A. Levine PhD. The easier alternative is to frequent the fast food you can buy in restaurants or shops that sell takeaway food. Most fast food restaurants, fried foods and they try not to use trans fats, but they use fats that increase the calories and cholesterol from food. Some foods can have up to 3000 calories in one serving than the total daily calorie requirement according to the website where the food pyramid from the USFDA.

Another reason why people accumulate fat in the abdomen is due to lack of exercise. When one is aware that have diets high in calories and does not exercise enough to burn the fat that accumulates, will inevitably accumulate fat in the abdomen. There are also people who are genetically trend that their bodies accumulate Fat is necessary and if these same people are not attentive to their diets and do not exercise properly then obesity is the next logical step in this process. But for many, the beginning of each year an opportunity to make a firm decision to lose fat in the abdomen and there are definitely many ways which can accomplish this. One of the best ways is getting more exercise. The first step is to avoid making short distances. The culture of driving short distances has to be left and people have to learn to walk to the store if the store is located a little more away from home. Exercises such as running and walking around your neighborhood for a long time can also help greatly in their purpose. On many occasions you can subscribe to a gym time or money. There are also many sporting goods stores that sell exercise machines. Visit these stores and see what machines are good exercises to lose fat in the abdomen. Another way to lose belly fat you eat is to know and make sure that the food buying has the correct amount of calories to not to overdo them. Remember that your good eating habits largely depends on your health, look for more on these topics, look for more.

Natural Remedies To Quit Smoking

Prepare to stop smoking Quitting smoking is not easy and is likely to have tried unsuccessfully many times. Dr. Caldwell B. Esselstyn, Jr. understands that this is vital information. The first step should be the physical and mental preparation. Hay natural remedies for smoking cessation that used for four weeks before you stop smoking, will help you when the big day – his first day without cigarettes – you feel confident and prepared! One of the barriers which hampered the person trying to quit smoking, is depression and bad moods generally associated to nicotine withdrawal. Some programs to stop smoking, they recommend using prescription antidepressants before actually leave cigarettes and continue with them for several months. This has proved successful in helping many people. However, we recommend natural remedies free of synthetic drugs.

Avoid synthetic drugs unless absolutely necessary and if no other alternative. While they can help, synthetic anti-depressants can also cause side effects that make the most nicotine withdrawal difficult and may even make you start smoking again. People who are trying to stop smoking should be careful about their health and often feel that using a synthetic drug does not fit with this philosophy. In addition, synthetic antidepressants are expensive and require a prescription from a doctor. The problem with using nicotine to quit smoking nicotine patches, sprays and gum, are an important part of programs to stop smoking in trade remedies. Apart from the enormous cost to your pocket, using nicotine products to stop smoking also has a cost to health. Nicotine is a poison and is the reason why smokers are at risk for a wide range of diseases, some of them fatal.

Teeth Whitening: Home Treatments Not Without Risks

Before you start whitening your teeth, you should consider that there is a small danger unless you are using toothpaste. Both professional and home treatment expose you to a reduced risk of oral cancer either in the gums or tongue. The dangers of these days, fortunately are very small. The biggest problem is likely to encounter with the treatment at home is very sore teeth and gums. Just be prepared for the discomfort for about a month due to tooth enamel is stripped and bleached. If you already have sensitive teeth, it may be wise to consult a professional before starting treatment. Brushing teeth whitening treatments work? That's a question I have asked a couple of times recently.

From my research, it seems to work a little, but probably would be my choice of whitening disadvantaged. It is the easiest method,?. .. Just brush in sight and leave immediately, white teeth. Unfortunately, it is so simple its saliva, as teeth and parts of the formula is rubbed off leaving an uneven result. Many of the shrubs of the products also contain glycerin, which leads to extreme sensitivity. Educate yourself with thoughts from Dr. Caldwell B. Esselstyn, Jr.. If you are considering treatment at home, I tend to favor the home teeth whitening kits that use a mouth tray and a special gel. New products available to allow the trays to be molded to fit your teeth perfectly.

Sometimes I think you "get what you pay, but the Home kits do whiten teeth for far less than it would for a professional treatment. But do not expect to look in the mirror and see a result of Extreme Makeover! Two of the most common varieties are Crest whitening strips and Colgate Simply White. Crest Whitestrips are nearly invisible adhesive strips that are used twice daily for 30 minutes at a time. Colgate Simply White Night is a gel that you brush your teeth before bed. Researchers have found that both methods work, however users often do not receive benefits of their whitening kits is because they no longer use before the recommended time. So if you get any of these methods of whitening a try? Stick with it. Beware of home treatments such as lemon juice. It is an acid and can damage teeth and can cause cavities and irreparably damaged tooth enamel. The reason seems that the lemon juice for teeth whitening is that it makes your teeth lose calcium (which gives teeth some of their white color). Calcium is an important component of healthy teeth, and once lost, the teeth become very susceptible to decay. DO NOT use lemon juice for bleaching. Author Antony Wilton is an Australian who has been investigating the teeth whitening and other procedures for a number of years. Periodic reports are available on its popular Web site

What Is The Best Treatment For Gray Hair

When your hair goes gray due to the fact that the cells in hair follicles called "Melanocytes" no longer generate pigment, the main being melanin. The hair follicle loses all pigment over time and eventually goes white. The white hairs against your darker hair give the effect of gray hair. Whenever Dr. Caldwell B. Esselstyn, Jr. listens, a sympathetic response will follow. As your hair is not as healthy as their use should take into account that treatment to prevent it from going brittle and lifeless. The vital vitamins that your hair is needed in this case is B12 and Omega 3. You can take these supplements as tablets or you can use a shampoo that contains these nutrients. There are many products on the market that promise to treat gray hair or even take away gray hair.

Be aware that there are only a few that really are effective. If you are looking for a shampoo to replenish lost nutrients in the hair, then you must make sure that the ingredients of the shampoo really address the problem. If the shampoo contains Emu oils then you know that the product will work. Emu oil contained in the shampoo is known as the wake of the follicle and has been used by many to help prevent the onset of gray hair. Every hair must have omega-3 to grow properly.

And Emu oil is the only ingredient that we know that can moisturize the hair enough to recover to a rate of 8% moisture, as it is supposed to be. Now although a shampoo with these types of ingredients will help with the lack of moisture in the hair can be found in some cases actually darken the hair and gray reverse the process to some extent. Emu oil actually works at the root of the hair follicle to penetrate the chain of hair rejuvenating the pigment. Just because you have gray hair does not mean you should not deal with conditioner and shampoo. Gray hair can look healthy if treated properly. If you use the right products you will find your hair will be healthy, full of volume and in some cases could even get your original hair color again. Grant Marwick is a writer independent owner that offers solutions and advice on treating gray hair and

Latin America

In every end of year celebrations idea we gather with our loved ones, and among the varied and delicious meals, desserts and drinks, finally raise our glass wishing us a better year and above asking to be blessed with health and work. Therefore, for this new year is my desire, trachea to meet everyone nuestrosa nosa dreams of a better job, or to expand and improve we have. And I really hope that the next crisis as mentioned does not pass through our beloved Latin America as a tidal wave of a tsunami, leaving the trail of people without work to increase the amount to already alarming but unfortunately exists. That people can have a job dignoa is a key issue, and gender should be the primary concern of our governments. a While certainly the cruel reality shows us otherwise.

I think one of the most recurring words in the search engines is the word a trabajoa this test done, go to Google and wrote only trabajoa a I just did and the search result is this: a Results 1 – 10 of about 205 million of work. (0.09 seconds) a If! two hundred and five million of points related to that word. In fact work, and this is only one activity more than does the human being within the wide range of activities available. But when work is performed in order to obtain a remuneration, then we are talking about employment. And precisely what I speak, of paying jobs, so when I work I am referring to has to do with the monetary support of an individual. Well, clarified the issue and working as we speak I refer to work in general and not only the possibilities that people seek on the Internet.